Thank you for visiting my website. While here I encourage you to click the links on the left to review a sampling of my client testimonials. This will give you a sense of the high level of service my team and I provide our clients. There is a loan application that you may download and fill out at your leisure. You may then email it, fax it or bring it to our office. If you prefer we can also take your application over the phone, in my office, or right in your home.  You may wish to review some of the articles on the left that include; How to Improve Your Credit, How to Use Your Home to Create Wealth, and How to Improve Your Cash Flow.

     Whether you are looking to refinance or purchase a new home you have come to the right place. We work with dozens of investors including many of the big name banks as well as some of the smaller banks. This allows us to shop around with multiple banks to see who has the best rates and programs for your particular needs. Although we work with multiple banks, PMAC is a direct lender not a broker shop. This is important because we have full underwriting control over the entire process so you can be assured we will get your loan closed in a quick and timely manner.

     I strive to get to know my customers, so together we can determine which program will be best for you. If you are a first time homebuyer and you haven't been pre-approved, that is the first step. Realtors will require you to submit a pre-approval letter with any offer you submit. The financing of your home is probably the largest financial decision you will ever make. We will be here for you throughout the entire process. If at anytime you have questions, please ask because it is very important to us you understand everything.

Compare our rates and extensive programs - our exceptional service will speak for itself!



Loan Officer MA License #: NMLS ID 196322.

PMAC Lending Services - Company NMLS 167441 (Peabody Branch) is licensed to conduct business in the following states under these licenses: MA License #MC1888; CT License #MCL-BCH-109490; ME License #SLB11934; NH Mortgage Banker License Number 5426-MB-BCH as "Licensed by the New Hampshire Banking Dept.

Office - 978.818.8312 | Mobile - 617.365.9432 | Fax - 978.587.0357 | E-mail - robert.joyce at pmac dot com

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